Get a decision in just 20 seconds* without affecting your credit score
Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.
Car finance made easy
Getting pre-approved for car finance works differently. It’s a real application, so you know that any offer you receive will actually give you the finance you need to secure your dream car, without any obligation to take it!
Our expert team ensures a smooth process and are always available to help answer any questions you may have about your car or finance options.
Carki give you the ability to obtain a finance quote within seconds and drive away in under 24 hours!
Don’t let the cost of a new car hold you back - apply for Carki Car Finance today and get on the road in no time!
Online Eligibility Checker
Our short eligibility checker provides important insight into your circumstances and allows us to provide the best Car Finance options for you.
When you apply for car finance, you’ll be asked to provide information about your income, employment status, credit score, and other financial details. This information is used to determine your eligibility for car finance and to help us understand your financial situation.
By providing this information, you’re giving Carki a better understanding of your financial circumstances and allowing us to offer you the best possible deal. This can include lower interest rates, longer repayment terms, and other benefits that can help you get the car you want at a price you can afford.
We take pride in offering our customers a smooth and hassle-free car finance application process. Our expert team is here to guide you through every step of the process and answer any questions you may have along the way.
Explore Our Digital Garage
Carki are proud to offer access the best selection of quality used cars from thousands of dealerships throughout the UK available to buy today. Our expert team is here to help you choose the perfect car for your needs and budget, and we’ll work with you to ensure you drive away with confidence in under 24 hours.
Our garage is home to a wide range of quality used cars from some of the world’s leading manufacturers. Whether you’re looking for a compact city car or a spacious family vehicle, we’ve got you covered.
Our expert team is here to help you every step of the way. We’ll work with you to understand your needs and budget, and we’ll help you choose the perfect car for your lifestyle. We’ll also provide you with all the information you need through our ‘Carki Check’ to make an informed decision, including detailed vehicle history reports, HPI checks and comprehensive service records.
At Carki, we’re committed to providing our customers with the best possible car buying experience. So why wait? Explore our garage today and discover the best selection of quality used cars available in the UK.
Your Car Finance Expert
Carki Car Finance Experts provide you with clear advice on the best finance options available to you and help get you approved in under 20 seconds*. We help you understand the different types of finance available and how they work, as well as the advantages and disadvantages of each.
Our team are committed to providing our customers with the best possible car buying experience. We quickly understand your needs and budget, and help you choose the best possible deal and the perfect car for your lifestyle.
We also provide you with all the information you need to make an informed decision, so you can drive away with confidence.
Leave the financing to us! We’ll make sure you’re pre-approved with the cheapest deal that suits your circumstances. You can wave goodbye to any doubts and dive into buying your new car with absolute confidence, driving away with a smile knowing you scored the perfect deal within your budget.
Don’t just take our word for it - check out our great customer reviews! Our customers love our hassle-free car buying experience and our commitment to providing the best possible finance deals.
Hire Purchase
Personal Contract Purchase
Personal Loan
Hire purchase (HP) is a way of financing a car without paying the entire cost upfront.
You pay a deposit receive the car and throughout the duration of the contract you will continue to pay a monthly payment then at the end of the contract the car is completely yours.